Article (3)
"Know Your Customer" Data
The customer data required for the Platform, which may be provided to the Company by a
Data Provider, shall include the following:
1. Where the Customer is a natural person, the Customer data shall include the following:
a. The full name in both Arabic and English as stated in the Emirates ID card or travel
document, together with the date and place of birth;
b. A valid copy of the Emirates ID card and its particulars;
c. A valid copy of the travel document and its particulars;
d. A copy of the residence visa for residents, and the entry visa to the State for non-
residents, together with their particulars;
e. The residential address within the State and, where applicable, the residential address
outside the State, if any;
f. The occupation, and the name and address of the employer, if any;
g. Landline and mobile telephone numbers, if any;
h. Email address, if any;
i. Principal sources of income; and
j. Where the Customer is a Politically Exposed Person, the reasons for classifying the
Customer as falling within such category shall be stated.
2. Where the Customer is a legal person, including a Legal Arrangement, the Customer Data
shall include the following:
a. The name in both Arabic and English and the legal form;
b. The official email address;
c. The official landline or mobile telephone numbers, if any;
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d. The address of the head office and branch addresses;
e. A statement indicating whether the legal person or Legal Arrangement is established,
registered, or licensed within or outside the State, as the case may be;
f. A valid copy of its registration in the trade register and the particulars thereof, if any;
g. A valid copy of the trade license and the particulars thereof, if any;
h. A copy of the memorandum of association, articles of association, and the
constitutional documents of the Legal Arrangement and the particulars thereof, or any
of them, as the case may be;
i. A copy of all licenses issued by the competent licensing authorities in the State and the
particulars thereof, if any;
j. The names of the persons holding positions in its senior management;
k. The names of the Beneficial Owners and all relevant data and documents referred to
in this article according to the nature of the Beneficial Owner;
l. The amount of capital, sources of funding, sources of income, and the number and
nominal value of shares or interests, if any; and
m. Tax registration number.
3. In addition to the data referred to in Clauses (1) and (2) of this article, Know Your Customer
(KYC) Data shall include the following:
a. The data and documents that Financial Institutions are required to collect and retain
in accordance with the legislation, resolutions and regulations issued by the Central
Bank, where the Data Provider is a Financial Institution;
b. Any other data or documents specified by the Central Bank or required under the
legislation in force in the State regarding Anti-Money Laundering, and Combating the
Financing of Terrorism and Proliferation Financing.
4. For the purposes of this article, the terms "Politically Exposed Persons", "Legal
Arrangement", "Beneficial Owner", and "Financial Institution" shall have the
meanings assigned thereto under the legislation in force in the State regarding Anti-
Money Laundering, and Combating the Financing of Terrorism and Proliferation
Financing.
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Cabinet Resolution of 2026 Promulgating the Executive Regulations of Federal Decree-Law of 2024 Regarding
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