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Parent sponsorship requires minimum monthly salary of AED 20k OR AED 19k plus 2-bed housing accommodation, evidence that no one else can sponsor them in their home country, and full medical insurance covering both parents. Your total package qualifies on the housing route. Documents: salary certificate, tenancy contract showing minimum 2-bed unit, attested birth certificates, parents' medical insurance policies, and a no-objection from any siblings residing elsewhere. Process at ICP Smart Services portal, decision in 7-14 days.

Add: if your counterparty is based in the DIFC, the DIFC Courts would likely accept jurisdiction for a 'Dubai' clause given DIFC's mature curial regime. Confirm where enforcement would ultimately happen before fighting the seat question.

Central Bank of UAE rules cap early-settlement fees at 1% of outstanding balance or AED 10,000 (whichever is lower) for residential mortgages. The 1.5% quote is above cap and you should challenge it formally. 'Transfer admin' fees are not separately permitted — only the CBUAE-prescribed early-settlement fee applies. Send Mashreq a written request to confirm fees within CBUAE caps; if they refuse, file a complaint with the CBUAE Consumer Protection Department and proceed with the ENBD switch in parallel. CBUAE typically rules in the customer's favour within 30 days.

Jurisdiction follows the child's habitual residence — Dubai courts have jurisdiction because the child lives in the UAE. For a mixed-nationality marriage with a Muslim UAE national father, the case will fall under Sharia personal status courts (not the non-Muslim civil family court). Relocation requires the father's consent or a court order finding it in the child's best interests; UAE courts historically resist relocation that severs paternal contact. Negotiated visitation schedule with extended Manila summer visits is the typical compromise.

For a profitable 4-year trading SME, three valuation approaches are standard: (1) earnings multiple — typically 3-5x sustainable EBITDA for trading; (2) net-asset value if asset-heavy; (3) DCF if cash flows are predictable 5+ years. Take the highest of approaches (1) and (2). On corporate side: amend MOA and AOA at the Dubai DED to reflect the new shareholding (100% to you), settle his loan account, draft a deed of release + non-compete, and update the trade licence. Total timeline 6-10 weeks; budget AED 30-40k legal + DED + notary.

Two parallel actions: (1) IP infringement at the Ministry of Economy for unauthorised reproduction of copyrighted works (your designs are protected from the moment of creation, no registration required for copyright); (2) civil damages claim at Dubai Courts for unjust enrichment + actual licence-equivalent fee. Step 1: send a takedown demand to the client and a DMCA notice to their hosting provider. Step 2: preserve evidence — Wayback Machine snapshots of the live site, original .ai/.psd files with creation timestamps, email chain showing pitch. Step 3: file civil suit; statutory damages can be 2-3x the licence fee plus legal costs.