ILOE (Involuntary Loss of Employment Insurance)
التأمين ضد التعطل عن العمل
ILOE is the UAE's mandatory unemployment insurance scheme, introduced in 2023. Employees in the federal government and private sector must subscribe and pay a small premium based on their salary band; in return, a worker who loses their job involuntarily — not by resignation or dismissal for disciplinary reasons — can claim a monthly cash benefit calculated from their previous salary for a limited period while they find new work. Subscription is the employee's own obligation, and missing it triggers fines that can block visa renewals until paid. Most employees meet ILOE as a recurring small deduction or a renewal reminder; they meet it seriously after a termination. Employment lawyers check ILOE eligibility after redundancies and advise on whether the termination circumstances qualify for the benefit.
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التأمين ضد التعطل عن العمل هو نظام تأمين إلزامي بدأ تطبيقه في الإمارات عام 2023. يشترك فيه موظفو القطاع الخاص والحكومة الاتحادية مقابل قسط بسيط يتحدد وفق شريحة الراتب، وفي المقابل يحق لمن يفقد وظيفته لسبب لا يعود إلى استقالته أو فصله التأديبي الحصول على تعويض شهري يُحتسب من راتبه السابق لمدة محدودة ريثما يجد عملاً جديداً. والاشتراك التزام شخصي على الموظف، ويترتب على إهماله غرامات قد تعطل تجديد الإقامة. ويتحقق محامو العمل من أحقية العامل في التعويض بعد إنهاء الخدمة.
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Related legislation
Cabinet Resolution No. (1) of 2022 Concerning the Executive Regulation of Federal Decree-Law No. (33) of 2021 Regulating Labour Relations
Cabinet Resolution No. (41) of 2006 Regarding Patient Companion Leave for Non-Nationals
Cabinet Resolution No (106) Of 2022 Concerning The Executive Regulations Of Federal Decree-Law No. (9) Of 2022 On Domestic Workers
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