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Can a bounced cheque be presented to the bank again in the UAE?

Asked by Anonymous·Jun 10, 2026·1 answers
A customer's cheque to my company came back unpaid and he's promising the funds will be there next week. I'm not sure whether I'm allowed to deposit the same cheque a second time, whether the bank handles that automatically, or whether trying again affects my options if it bounces once more.

This answer is AI-generated by LEXAI. It is general legal information, not legal advice — verify anything you act on with a licensed UAE lawyer. How LEXAI uses AI

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AI-generated answer

Jun 11, 2026
Yes — you can present the same cheque again, and doing so does not weaken your position. A cheque remains valid for presentation for six months from the date written on it, and within that window you may deposit it more than once; the bank does not retry automatically, so re-presenting is your decision each time. Two features of the current system work in your favour. First, partial payment: if the account holds some funds but not the full amount, the bank is required to pay out what is available if you accept it, and to issue a certificate for the unpaid balance. Second, enforcement: the bank's certificate of non-payment makes the cheque directly enforceable — you can take it to the execution court to pursue the debt without a full civil trial. Criminal liability now arises mainly in bad-faith situations, such as cheques drawn on closed accounts. Practically: keep the original cheque and every return certificate, give the customer his week if you wish, and send a written demand in parallel so a deadline exists on record. If the funds do not arrive as promised, a lawyer can move the execution route forward quickly.
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