Who pays compensation if I'm injured in a car accident in the UAE?

In the UAE, compensation for injuries from a road accident usually flows first through the at-fault driver's compulsory motor insurance. Every registered vehicle must carry insurance under the Unified Motor Vehicle Insurance Policy, which covers bodily injury to third parties, including passengers and pedestrians. Liability is established by the police report, which records each party's percentage of fault. Where insurance does not fully cover your losses, or for additional damages such as moral harm, you can pursue a separate civil compensation claim against the at-fault party under the UAE Civil Transactions Law, which makes a person who causes harm liable to make it good. The process typically starts at the police station, where you obtain the accident report, then proceeds through the insurer and, if needed, the civil court. Keep all medical records, the police report, and proof of expenses. Because fault percentages and policy limits directly affect what you recover, it helps to compare verified UAE legal professionals on LEXAI who handle traffic-injury claims for your situation. Confirm current procedures with the relevant authority before filing.