How are medical expenses handled after a traffic accident in the UAE?

Medical expenses arising from a road accident in the UAE are generally recoverable as part of your injury claim. The at-fault driver's compulsory motor insurance under the Unified Motor Vehicle Insurance Policy is intended to cover bodily injury to third parties, which includes the cost of necessary treatment. To recover these costs you must document them carefully: keep every hospital invoice, prescription, diagnostic report, and receipt, and ensure the medical records clearly connect the treatment to the accident, because causation is what links the expense to the responsible party. The official police report establishing fault remains central, since the share of responsibility affects what is paid. If your treatment costs and other losses exceed what the policy covers, you may bring a separate civil compensation claim under the UAE Civil Transactions Law for the balance, including future treatment that is medically supported. Ongoing or future care should be evidenced by medical opinion. Because coverage limits and fault percentages shape recovery, organise your records from the outset. You can compare verified UAE legal professionals on LEXAI who handle traffic-injury medical-cost claims and confirm current procedure with the relevant authority.